Sr Credit Analyst

Company: Full Time QatarEnergy
  • Location: Doha, Qatar View on Map
  • Date Posted: September 21, 2023
  • Salary: Negotiable

About the job

Primary purpose of job

  • Perform rigorous credit assessments based on the approved credit risk model and credit rating tool
  • Evaluate risk profile for new and existing counterparties and exploring options through credit terms such as: secured/unsecured, open credit limits etc.
  • Deliver credit assessment at the credit committee level and other forums where approval is required
  • Ensure Credit Policies & Procedures, rating framework and risk appetite framework are implemented as per management direction. All credit decisions must be made in accordance with the applicable credit policy & procedures and clearly documented/archived
  • Ongoing/Daily monitoring of the credit exposures to customers and banks to ensure exposures are within approved limits and take exceptional approvals as per policy if required. Prepare regular reports/ MIS and analysis for effective monitoring and control
  • Periodic re-assessment of credit customers as per defined minimum frequency. In addition to these minimum frequencies, re-assessment must occur if there are events that have a material impact on the credit worthiness of the customer
  • Provide research and analysis to help identify risk and drive strategy that focuses on the external market and macro environment
  • Collect information from industry sources for new business proposals
  • Build strong external networks and relationships with 3rd party rating agencies and banks to ensure delivery of robust credit risk assessments
  • Tracking the credit portfolio against the Credit Risk Appetite Framework, conducting stress test and suggesting corrective measure if any

Experience & Skills

  • At least 8-10 years of experience in the relevant field
  • Good knowledge of Financial Accounting & Management Systems
  • Good knowledge of Financial & Accounting concepts
  • Have very good report writing skills
  • Have the ability to develop new financial procedures, processes, flowcharts etc.
  • Possess strong analytical skills


  • Bachelor’s Degree in Finance
  • Professional qualification in economics, accounting such as ACCA, ACA or CPA in Finance/ Accounting would be an added advantage
  • Certification in Credit Risk analysis would be an added advantage

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