Job Summary

Oversight and review of the regulatory reporting process related to Basel framework, other key QCB ratios. Provide financial analysis and insight into financial regulatory reports and ratios.

Key Accountabilities

Basel and regulatory reporting

• Ensure accurate and timely Basel Reporting including: Capital Adequacy Ratio, Management of Risk Weighted Assets, Liquidity Coverage ratio, Net Stable Funding ratio at Bank and Group level
• Cultivate an understanding of the Bank’s financial statements and Asset & Liability class and its impact on regulatory ratios.
• Stay updated with QCB and Basel regulations and update Bank’s Internal Regulatory reporting tools
• Manage Regulatory reporting tools – Moody’s Risk Authority tool and FIS Focus Liquidity management
• Analysis of financial data and reports on a monthly basis and provide insights into variations MoM from Banking products and Risk management perspective
• Participate in project enhancement initiatives related to Regulatory reporting, Data improvement and set-up/implementation of new reports
• Collaborate with Risk department and Finance EXCO, in developing capital management strategy as per Basel recommendations and model development for stress testing and scenario analysis
• Prepare ICAAP 5- year Capital ratios projections based on Financial forecast from MI. Provide input to Risk for scenario selection

Financial Regulatory Analysis

• Preparation of financial analysis on key regulatory ratios and reports
• Provide commentary on major movements and key underlying indicators
• Provide impact analysis on for banking products and transactions on Basel and other regulatory ratios (e.g. Capital ratios, RWA, LCR, NSFR, Investment in Associates/Subsidiaries limits, etc.)

Other Accountabilities

General

• External & Internal Audit: co-ordinate audit review including external, regulatory audits and internal audits where resolving audit on Basel and Regulatory reporting areas
• Provide direction and act as role model to other junior staff within FRAC and Finance department
• A sound knowledge of International Accounting Standards/ IFRS and relevant Basel pronouncements.
• Lead the identification of opportunities for continuous improvement and sustainability of systems, processes and practices considering global standards, productivity improvement and cost reduction.

Education

• Bachelor degree in Business/Finance or equivalent